E-Commerce Solutions - Payment Services

YourShop® Payment Services

To permit your clients to pay you by PostFinance or Credit Card, YourShop is implemented with several Payment Service Providers (PSPs), also commonly known as Payment Gateways. See below the complete list of currently implemented PSPs. We can implement new PSP's on customer demand.


	PostFinance's e-payment service offers online shops a comprehensive range of payment solutions including fraud prevention, payment management, e-terminal, alias manager and other customized options. In addition, it supports the PostFinance payment methods, all commonly used credit cards and other payment methods upon request. You can thus handle collections online efficiently and reliably and save yourself the trouble of issuing invoices. Moreover, you have access to a potential customer base of over 3 million PostFinance customers and over 1.5 billion credit card holders worldwide.
	Saferpay is the secure e-payment solution for the processing of online payments over the Internet. The certified payment platform provides a guarantee for easy and secure payment transactions with credit cards and debit cards for the shop operator and the cardholder alike.
	Ogone offers you payment solutions for your online shop as well as advanced fraud prevention and payment management tools. Payment solutions from Ogone enable you to accept all major international and local payment methods like Visa, MasterCard, American Express, Diners Club, JCB, PostFinance Direct ID, PostFinance E-Finance, PayPal, paysafecard and many more.
	mPAY24 provides cost-efficient and secure access to a wide variety of payment systems at the highest levels of reliability, performance and response time. In addition to the comprehensive PCI DSS certification, mPAY24 has been certified in accordance with the EURO-Label for e-commerce, received the Internet Seal of the Austrian Trade Association and has been awarded the E-Government Seal of the Federal Chancellery of the Republic of Austria. Among others mPAY24 supports the following payment systems: Credit- and Debit Cards (AmericanExpress, DinersClub, JCB, MasterCard, Maestro SecureCode, Visa), PayPal, @Quick (electronic purse), paybox (mobile payment), Cash-Ticket (prepaid system), paysafecard (prepaid system), ELV (direct debit in A, D, NL), eps (online banking in A) and giropay (online banking in D).
	Pay via telephone bill - a Swisscom solution
	Pay via Visa and MasterCard, American Express, Diners Club, JCB, PostFinance by the Swiss Post and ClickandBuy by Swisscom
	Pay via PayPal®

Internet Merchant Account

You must have an Internet Merchant Account from your bank to be able to process Credit Cards on the Internet. This requirement does not apply if you process your payments by PayPal®.

Once in posession of your Internet Merchant Account, select your PSP, or several if needed. The PSP permits execution of payments on the payment server in a secure manner, i.e. SSL encrypted.

Activating a Payment Service Provider (PSP)

It's recommended that you read the YourShop BackOffice help for the PSP in question, and then set the PSP-provided secure and personal parameters into the corresponding YourShop fields. Now you are ready to accept payments by the PSP.

YourShop lets you show the PSP's logo, and you can also name the PSP as it suits you. You may even furnish a 256 byte long description about the PSP or payment services that are provided, if you wish.

Conventional Payment Means

YourShop lets you create conventional payment means, for example, by invoice, check, cash..., or any other that does not imply realtime money capture by a PSP.

Payment Service Attribution

Attribute in the YourShop BackOffice at least a single PSP or conventional payment means to every delivery service.

This will allow customers who, for instance, choose delivery by Post to pay by Mastercard or Visa, but allow those who pick up their purchase on-site to pay cash.